Save Money With Some Great Balance Transfer Promotion Offers In 2016

If you are considering a balance transfer in 2016, there are a few things to be aware of, especially if you have never done a balance transfer before. There is no shortage of balance transfer cards on the market today. They flood your email inbox and perhaps even your mailbox. A simple Google search for “0% interest intro credit card offers will produce pages of results. Yet not every offer is a good offer. Consider the fact that most credit card companies will charge you anywhere from 3% to 5% just to transfer your balance in whats known as a balance transfer fee. Yet there are offers out there that do not have this fee attached to it. These credit cards are known as zero percent balance transfer promotions. Yet this alone is not enough, you should also find offers that offer a intro 0% promotional interest rate for a period time, where you pay no interest rates on any balance transferred to your new credit card. In order to better help our readers, we have compiled from the credit card comparison website a list of the best zero percent balance transfer promotions that also offer a intro 0% promotional interest rate.

If the cards below do not have a high enough credit limit for you to transfer your entire credit card balance, that does not mean you should give up. Instead you could apply for more than one credit card, until you have the entire amount transferred. You could also transfer as much as you can interest free, and pay off the remaining balance over time.

Chase Slate

Being one of the nations largest banks, it should come as no surprise that one of this banks credit cards makes the top of our list. This credit card has zero interest, and no balance transfer fee, provided that you transfer any balances over to the Chase Slate card with in 60 days of opening the account. After your 15 months 0% introductory APR on purchases and balance transfers, your interest rates will range from 12.99% to 22.99%. This credit card features no annual fee, providing you with even more savings. Another benefit of this credit card is that it provides you with your monthly FICO score every month. No annual fee.

Alliant Credit Union Credit Card

Unlike most credit unions, you do not need to be a member of this credit union to qualify for a credit card. Simply click the “not a member” link when you fill out your credit application. If approved for a credit card, you will be automatically added to the credit union as a member. Easy to apply, friendly staff, this credit card might change your perception of credit unions. They offer a 0% intro APR for 12 months as well as no balance transfer fee. This credit union tends to give very fair credit limits. This card has no annual fee.

Capital One QuickSilver ONE
This credit card offers you both 0% intro APR on purchases and balance transfers until September 2016. This credit card company works with those who have less than perfect credit, but if you fall into this category you may find that your credit limit will be rather low. If your credit limit is low, worry not, after 5 months of on time payments you qualify for a higher credit limit. They also offer customers some rewards, where you earn unlimited 1.5% cash back on every purchase, with no caps or limits involved. Your rewards also never expire, and you can keep racking them up, to redeem at any time, for any amount that you have available. There is one downside, albeit a small one to this card, and that is the $39 annual fee.